P2PGO has been operating in the field of peer-to-peer lending and international money transfer for years. To expand its business in Decentralized Finance (DeFi) space, it is piloting basic digital banking services. The Bee Savings Program aims to encourage and expand crypto banking activities and services to the community, especially long-term investors. Token holders simply deposit P2PG into saving wallets and then receive daily interest along with referral commissions and the opportunities to win big prizes as well. The total reward and interest for the entire program is taken from the 2% allocation (corresponding to 12 million tokens dedicated to community development). The investors must register and do KYC on https://p2pgo.io to join Bee Savings. The detail of P2PGO Digital Banking – the Bee Savings Program is described below:
- DIAMOND 360 days: interest rate at 0.6% per day, minimum investment of 20,000 P2PG. 10% of a new saving amount will be rewarded to 3-level brokers F1, F2, F3 by the proportion 5:3:2. A special reward is took part in the 12 million tokens to grant Diamond investors each month.
- RUBY 270 days: interest rate at 0.55% per day, minimum investment of 10,000 P2PG. 8% of a new saving amount will be rewarded to 2-level brokers F1, F2 by the proportion 5:3.
- SAPPHIRE 180 days: interest rate 0.5% per day, minimum investment of 1,000 P2PG. 5% of a new saving amount will be rewarded to the brokers F1.
- Interest will be calculated every 24 hours from the time of deposit and added to the balance of the account ID. Interest can be withdrawn whenever the balance is positive. Minimum withdrawal amount is 50 P2PG tokens. P2PGO does not charge any withdrawal fee but it will deduct a small amount of tokens equivalent to the gas fee on the Ethereum network (the amount depends on the P2PG/USDT exchange rate and the gas fee at the time of withdrawal).
- Saving amount is paid back on maturity.
- Interest is paid permanently to the investors until the 2% allocation (12 million tokens) for community development spent out.
- Each account can deposit many times into different saving wallets.
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